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POST
Money Transfer

Overview

Execute a money transfer from your merchant account to any phone number in supported countries. This endpoint processes the actual transfer and debits your account.
Important: Always call Check Transfer before executing a transfer to validate parameters and check receiver status.

Endpoint

Authentication

string
required
Your CashQ API Key for authentication
string
required
Must be application/json

Request Body

The request body parameters are identical to Check Transfer.
string
required
Unique numeric identifier for this transfer. Should match the ID used in Check Transfer. Must be numeric only.
string
required
Sender’s phone number in E.164 format (e.g., "+15615019469")
string
required
Receiver’s phone number in E.164 format (e.g., "+201234567890")
string
required
Transfer amount in dollars (e.g., "5.0" for $5.00)
string
required
ID of corridor (e.g., "1271" for EGP). Payment attributes depend on the corridor and will be provided for the requested corridor upon request.
string
required
Country code of receiver (e.g., "MX" for Mexico, "EG" for Egypt).
string
required
Currency code for the receiver (e.g., "MXN" for Mexican Peso, "EGP" for Egyptian Pound)
array
required
Array of corridor-specific payment attributes. Required attributes vary by corridor and include receiver details, bank information, address, and identification. Contact support for specific corridor requirements.
Important: approvelyId AttributeIf you’re using the Payout API with our Payin API, you must include the approvelyId attribute to link the payout with the payin transaction:
Without this attribute, the transaction will be created but will wait for automated/manual reconciliation checking, which may cause delays.

Request Example

Response

boolean
required
Indicates if the transfer was initiated successfully
string
Error message if transfer failed, empty string if successful
object
Transfer response details

Response Examples

Complete Transfer Flow

Follow this recommended flow for executing transfers:
1

Check balance

Verify you have sufficient funds using Get Balance
2

Check KYC

Verify receiver’s KYC status using Check KYC
3

Validate transfer

Call Check Transfer to validate parameters
4

Execute transfer

Call this endpoint to execute the transfer
5

Monitor status

Use Check Status to monitor transfer completion

Transfer States

After initiating a transfer, monitor its status:
See the complete Status Codes Reference for all possible states.

Error Responses

Best Practices

Call Check Transfer before executing to catch errors early and check receiver status.
Generate unique IDs for each transfer. Reusing IDs may cause duplicate transfer errors.
Verify sufficient funds to avoid insufficient balance errors.
Poll the status endpoint to track transfer completion and handle any issues.
Inform users when sending to new receivers about the 6-hour expiration window.
Store transfer IDs and results to prevent duplicate transfers if requests are retried.
Keep detailed logs of all transfer attempts for debugging and reconciliation.

Check Transfer

Validate transfer before execution

Check Status

Monitor transfer status after execution

Get Balance

Check available funds before transfer

Check KYC

Verify receiver’s limits before transfer